What is different about a truck accident claim in Texas?

Three things. A federal rulebook governs the driver and the carrier. The carrier must insure at least $750,000, far above the Texas car minimum. And the evidence that proves what happened, electronic logs and telematics, sits on the carrier's systems and can be lawfully deleted within months unless somebody demands it be kept.

A second rulebook, and it is federal

A commercial driver crossing state lines answers to the Federal Motor Carrier Safety Administration as well as to Texas traffic law. That second rulebook covers how long they may drive, how the vehicle must be inspected and maintained, how the load must be secured, and what the company must check before putting them behind the wheel.

Every one of those rules is a place a claim can be proved. A driver over hours is not a judgment call about carelessness, it is a regulation with a number attached, and the log says whether they broke it.

The driving limits worth knowing: eleven hours of driving inside a fourteen hour window, after ten consecutive hours off.

The money is on a different scale

An interstate carrier hauling general freight over 10,001 pounds must maintain at least $750,000 in liability coverage. Tankers and hazardous loads carry higher floors.

Set against the Texas car minimum of $30,000 per person, that is the difference between a claim that ends at the emergency room bill and one that can absorb a surgery and a career. It is also why the carrier’s insurer sends an investigator to the scene the same day, sometimes before the vehicles are moved.

The figure has not been raised since 1980, so on a catastrophic injury even $750,000 can be a ceiling rather than a cushion.

More than one company is usually liable

The truck, the trailer, the cargo and the driver frequently belong to different businesses, and each is a separate defendant with a separate policy. Sorting out who employed whom is early work, not paperwork.

  • The motor carrier, for its own negligent hiring, training or supervision
  • The driver’s employer, where the driver was leased from another company
  • The trailer’s owner, where it was interchanged
  • The shipper or loader, where the load shifted or was overweight
  • A maintenance contractor, where a defect caused the crash

The evidence deletes itself

This is the part that decides most truck cases, and it happens in the first weeks while nobody is thinking about litigation.

Electronic logging devices record duty status, and the retention period for those records is measured in months, not years. Onboard telematics, engine control module data, dashcam footage and dispatch messages sit on company systems with their own retention schedules. A carrier deleting on schedule is not destroying evidence, it is following its policy, and once it is gone nobody can produce it.

A spoliation letter, sent to the carrier and its insurer, puts them on notice to preserve all of it. It has to be sent early and it has to be specific about what it covers.

What to do in the first week

Photograph the tractor and trailer including the USDOT number on the door, then look the carrier up in the federal SAFER database, which is public and shows its safety record and crash history.

Then get the preservation demand out. Everything else in a truck case can be reconstructed later. The logs cannot.

Whether a specific carrier, broker or shipper is liable on your facts is a question for an attorney licensed in Texas.

Truck accidents in Texas, in the federal record

Texas counties reporting the most2025

FMCSA Motor Carrier Management Information System (MCMIS) Crash File

Reported over the whole period this export covers, not in one year. A county with more freight on it reports more crashes, and being listed is not a finding of fault.

County Reported crashes Deaths Injuries
Harris 48201 2,556 57 1,709
Dallas 48113 1,727 38 954
Tarrant 48439 1,162 22 699
Bexar 48029 1,035 17 471
Travis 48453 564 29 374
Denton 48121 451 6 213
Midland 48329 426 16 252
Montgomery 48339 363 4 295
Collin 48085 356 11 183
El Paso 48141 348 9 209

Carriers with the most reported crashes in Texas2025

FMCSA Motor Carrier Management Information System (MCMIS) Crash File

A crash is reported here when it killed someone, injured someone badly enough to be treated away from the scene, or disabled a vehicle enough to be towed. Being listed is not a finding of fault, and a carrier running more trucks reports more crashes. The definition, 49 CFR 390.5

The 24 carriers with the most reported crashes in 2025. A crash counts against the USDOT number on the report, and a number with no entry in FMCSA's carrier census is left out rather than listed unnamed, so this is fewer names than the count we asked for.

Carrier, as registered USDOT number Crashes reported
FEDERAL EXPRESS CORPORATION 86876 118
UNITED PARCEL SERVICE INC 21800 86
J B HUNT TRANSPORT INC 80806 81
WAL-MART TRANSPORTATION LLC 63585 72
WERNER ENTERPRISES INC 53467 46
SWIFT TRANSPORTATION CO OF ARIZONA LLC 54283 40
SCHNEIDER NATIONAL CARRIERS INC 264184 37
FIRST TRANSIT INC 1002211 36
ESTES EXPRESS LINES 121018 34
WASTE MANAGEMENT OF TEXAS INC 386083 33
US XPRESS INC 303024 32
MVT SERVICES LLC 270179 31
BEN E KEITH COMPANY 115479 29
SAIA MOTOR FREIGHT LINE LLC 29124 29
EVANS DELIVERY COMPANY INC 38111 28
H-E-B LP 351057 27
WILLIAMS BROTHERS CONSTRUCTION CO INC 27641 26
FRONTIER EQUIPMENTCO LLC 4272566 26
NEW PRIME INC 3706 25
GULF WINDS INTERNATIONAL INC 690147 25
OLD DOMINION FREIGHT LINE INC 90849 24
SOUTHEASTERN FREIGHT LINES INC 63419 23
SMYRNA READY MIX CONCRETE LLC 1738904 22
FEDEX FREIGHT INC 239039 22

Truck accidents beyond Texas

Sources and further reading

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